Bought It Just Soon Enough – Online Personal Finance Software Critique

I still use Quicken, and some day, I may give it up! But, I won’t part with my YNAB Pro software. YNAB has a different philosophy from mainstream personal finance software, and it’s not about tracking what you spent and when – it’s about planning for future expenses. Read some of the creator’s blog on the product website, which will explain more.

This software is great for making sure you stay on task and focused. I am very pleased with YNBA. I was skeptical that this would provide what I wanted. I’ve tinkered with this program for 4 of those days.

That’s how you know the software is solid. This software is great! Users are eager to help explain the four rules or provide general financial advice in terms of budgeting. Jesse, the creator of YNAB, frequently visits the forums to answer questions, and it impresses me how much user input from the forums he takes and puts directly into the software. I could not be happier with this program and feel it’s worth every penny of its meager cost! If you struggle with living paycheck to paycheck and not having enough money for your bills, you can’t afford not to buy this! It’s a bit confusing. This is a great concept that has worked well for me.

I bought YNAB Pro about 2 weeks ago after being a long-time Quicken user so this review is not based on extensive use of the software at this time. However, I’m not new to financial/budgeting software. Oh, I’ve never met the software creator or anyone else involved in the YNAB creation. I am a mere consumer who purchased the software and am currently using it. Money is difficult to track and with various avenues for it to come, go, or just sit, its simply going to a complicated piece of software that will get it right. Even with a fairly good handle on budgeting and my own finances, I still spent the better part of 7-8 hours the first day I got it installed figuring it out. YNAB is budgeting software. Not projections of what your budget might be, but a real in the present budgeting software.

I love the concept of YNAB: spending money from the previous month, planning ahead, etc. I had switched from MS Money to Quicken, and then tried YNAB.

YNAB the company is one of the most user-focused software companies I’ve ever run across. They’ve provided great support so far, and the forum is another excellent source.

It handles budgeting and it is very good that. I’d like to see an iPad app, and I’d like to see the iPhone app improved.

This worked better for me, since you have something that is a little more specific and that you can look at on a daily basis. Commercial Automatic Espresso Machine.